Agricultural Loans

Agricultural Loans at Sri Lanka's Best Rates

From export agriculture loans to savings deposits — we have tailored financial products for every stage of your agricultural journey.

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8
Service Products
6%
From Interest Rate
72h
Loan Approval
50K+
Members Served
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Export Agriculture Loans

Our Export Agriculture Loans are specially designed for farmers and agri-businesses looking to access international markets. With competitive rates and flexible terms, we finance every aspect of your export journey.

Repayment: Monthly installmentsSeasonal lump-sum paymentsHarvest-linked repayment

Key Benefits

  • Loan amounts up to Rs. 50 million
  • Interest rates from 6% per annum
  • Repayment up to 10 years
  • Grace period during growing season
  • Dedicated export advisor assigned
  • Market access support included

Eligibility

  • Active farming operation for minimum 2 years
  • Valid export registration or intent to export
  • Clean credit history
  • Minimum collateral as per loan amount

Documents

  • NIC / Passport
  • Land deed or lease agreement
  • Export registration certificate
  • Last 2 years bank statements
  • Business plan
Apply for Export Agriculture Loans
All Services

Everything We Offer

Loan Products

Choose Your Loan Type

Export Agriculture Loan

Interest Rate From 6.0%
Maximum Amount Up to Rs. 50M
Loan Term Up to 10 years
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Land Purchase Loan

Interest Rate From 6.5%
Maximum Amount Up to Rs. 25M
Loan Term Up to 15 years
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Machinery Loan

Interest Rate From 7.0%
Maximum Amount Up to Rs. 15M
Loan Term Up to 7 years
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Vehicle Loan

Interest Rate From 7.5%
Maximum Amount Up to Rs. 10M
Loan Term Up to 5 years
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Working Capital Loan

Interest Rate From 8.0%
Maximum Amount Up to Rs. 5M
Loan Term Up to 3 years
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Micro Agriculture Loan

Interest Rate From 5.5%
Maximum Amount Up to Rs. 500K
Loan Term Up to 2 years
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Loan Calculator

Calculate Your Monthly Payment

Use our interactive calculator to estimate your monthly payments

Loan Details

Rs. 1,000,000
Rs. 100K Rs. 50M
5 Years
1 Year 15 Years
7% p.a.
5% 15%

Your Estimated Payment

Rs. 19,801
per month
Loan Amount Rs. 1,000,000
Interest Rate 7% p.a.
Loan Term 5 Years (60 months)
Total Interest Rs. 188,072
Total Payment Rs. 1,188,072
Apply for This Loan

*This is an estimate. Actual rates depend on eligibility assessment.

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